Event Brief
Citizens Insurance to require flood coverage for all
By The BriefBrief · Sources (1)
Filed: Sep 25, 2026 at 8:00 AM ET
Summary: Citizens Insurance will require separate flood insurance for all single-family homes, including properties historically outside designated flood zones. The change ends the prior expectation that many homeowners outside mapped flood areas would not need flood coverage.
WHO: Citizens Insurance
WHAT: Will require separate flood insurance for all single-family homes, including those not in designated flood zones.
WHEN: Sep 24, 2026 at 7:32 PM ET
WHERE: Florida
WHY: Cause not yet established.
How this brief is built: The BriefBrief uses multi-source information fusion to correlate reporting across sources, identify related developments, and continuously update a structured WHO, WHAT, WHEN, WHERE and WHY event picture. Pattern arcs, source analysis, and velocity indicators provide deeper analysis in our MI Console.
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