Event Brief
Florida Renters to Get Average 12.8% Insurance Cut
By The BriefBrief · Sources (1)
Filed: Oct 02, 2026 at 10:20 AM ET
Summary: Florida Insurance Commissioner Mike Yaworsky approved an average 12.8% rate reduction for American Modern Home Insurance’s HO-4 renters policies, affecting about 121,898 policy exposures statewide. The lower rates apply to new policies and renewals beginning October 11; reductions in more than 30 counties average 13.1% to 13.9%.
WHO: American Modern Home Insurance Company policyholders and Florida Insurance Commissioner Mike Yaworsky
WHAT: An average 12.8% rate cut for HO-4 renters insurance policies
WHEN: Oct 11, 2026
WHERE: Florida
WHY: The Office of Insurance Regulation approved the insurer's rate filing.
How this brief is built: The BriefBrief uses multi-source information fusion to correlate reporting across sources, identify related developments, and continuously update a structured WHO, WHAT, WHEN, WHERE and WHY event picture. Pattern arcs, source analysis, and velocity indicators provide deeper analysis in our MI Console.
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